Reddit auto insurance

Deductible is what drives the price of the insurance. I do $2000 myself, I have high risk tolerance. Price insurance with $500 vs $1000 vs $2000 deductible and see what make sense. For example if you have $50/month premium difference in $1000 vs $2000 deductible it would take 3 years to "cover" the cost difference. Geaux.

Reddit auto insurance. Go with 100/300/100 with a cheap comprehensive deductible and a collision deductible of under $1000. Just Google "independent insurance agent" and your city/town and give them a call. Once you get their quotes you can always go back to the Geico's/progressive/liberty mutual direct insurance companies that you can quote yourself.

The other commenter says geico was cheapest for them but geico 9 might have one of the highest rates for you because you don't have identical situations and backgrounds. The only way to know what your rate is, is to shop several companies. jessper17. • 3 yr. ago. Get an independent agent to get you quotes from multiple carriers to see what is ...

Auto Insurance I'm shopping for minimum liability insurance and have tried progressive, allstate, state farm. The rates for minimum are outrageous, plus Allstate has given me 3 different numbers, and just to get a quote online you are required to release your [fake] phone number available to sell to 3rd parties. Started getting online quotes over the weekend and narrowed it down to 3 companies that will save me money over our current, Allstate. We're paying about 788 every 6 months and I found 2 quotes that knocked that down to 550 and Progressive, which is quoting 360. I have double checked our coverages and quote are the same as our current limits. Please take the insurance shopping process seriously and don’t just buy the “cheapest” one. There are some bad insurance agents out there who will hand you the cheapest policy when for $10-20 more per month they can hook you up with one astronomically better for you. I don't currently have insurance through Costco, but I just got a quote after seeing people say Costco has much better rates than other companies and their rates didn't go up and whatnot. The quote I got was $1197.63 every six months. My current policy with Progressive is $1031.52 every six months - so Costco is approximately $166 more every ... Deductible is what drives the price of the insurance. I do $2000 myself, I have high risk tolerance. Price insurance with $500 vs $1000 vs $2000 deductible and see what make sense. For example if you have $50/month premium difference in $1000 vs $2000 deductible it would take 3 years to "cover" the cost difference. Geaux.I used an insurance broker to get the best deal. They bundled everything into PEMCO. Metromile charges by the mile you drive, which is useful if you don't drive much. I will say by living in Portland car insurance is higher than most cities because (gestured outside ) Google "NerdWallet car insurance" and the current month and year.

Insurance is fucking complicated, you dont wanna try and walk the mine field yourself. If you havent decided on a car yet... get a toyota corolla, or a honda civic, or like a RAV4 if u want something bigger. Decent insurance rates, and theyre super reliable. These fuckers have the body rot before the engine quits. Get quotes from all the main insurers. Geico, Progressive, Allstate, etc. I’m 24 and had State Farm. I switched to Geico and am paying significantly less than I was. You might wanna get a rate from them first. Okay just put a call into Geico and got liability for 67.00 per month for both of us. 1- Location. 2- Age (Years licensed) 3- Lack of credit history. 4- No prior insurance coverage. Now you can't do much in the short-term to resolve any of those issues but you can develop a plan so that in six months to a year you'll be in a position to save yourself some money. What you need to do first is find a car that you can buy outright.KEY POINTS. Reddit is a popular social platform where people offer advice. Many Reddit users have chimed in with tips on buying auto insurance. These tips could …As someone who worked in the insurance industry, this is kind of a pointless question to ask, since there’s so many factors in calculating your rate. Age, area, insurance history, payment history, accident history, history of violations, type of vehicle, type of use for the vehicle, the additional coverages you’ve requested or are baked into your default coverage, not to mention …

Looking for auto insurance reviews? Our Nerds have researched all the top car insurance companies and compiled the results here. Browse all reviews below.Auto Damage Adjuster (Field) must answer their phones even if you are driving. They track your answer rate, driving is no reason to not answer your phone per supervisor and manager. Please tell me they are telling everyone this. 31 63. r/Geico: One hotdog or one hamburger, not both.Car Insurance Questions and Help. r/Car_Insurance_Help. u/JeremyBigsworth. MOD • 7 yr. ago. A Quick and Dirty Guide to Finding Car Insurance. 30. u/fml696969696969. • 3 …The Best Car Insurance Companies of 2024. USAA holds the top spot for best car insurance company, with American Family close behind at No. 2. State Farm is No. 3, while Geico and Nationwide tied ...As someone who worked in the insurance industry, this is kind of a pointless question to ask, since there’s so many factors in calculating your rate. Age, area, insurance history, payment history, accident history, history of violations, type of vehicle, type of use for the vehicle, the additional coverages you’ve requested or are baked into your default …

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31 Jan 2024 ... Save money on car insurance by proving low annual mileage. No worries, I'm not a gecko. I saved an impressive amount of money on my insurance ...by erriiiic. View community ranking In the Top 1% of largest communities on Reddit. Auto insurance. I’m 41 years old. I have Geico and a clean driving record. I just got a 2011 car and my 6-month premium is $1350 and I had to change all my coverage to … The subreddit about, for, and by alligators. If you think your auto insurance is expensive, try living in Florida. Archived post. New comments cannot be posted and votes cannot be cast. One nine year old vehicle, safe drivers, both late middle age, no claims, pleasure use only, garage kept ... $1,800/year. Florida is beyond FUBAR at this point. The dash cam is from the middle car, which isn’t a party to this lawsuit. They wouldn’t have been served any interrogatories or requests for production and their insurance company wouldn’t be required to provide it to either party so it’s entirely possible the video was simply discovered after an phone call or visit to the other driver. My auto insurance currently is pretty expensive around $300/month. Still looking around for a cheaper body repair quote but the two I have went to so far is around $3 - 3.5k. They said it was this expensive because its's a 2024 model and I would need to replace the whole headlight assembly.

Unlike Twitter or LinkedIn, Reddit seems to have a steeper learning curve for new users, especially for those users who fall outside of the Millennial and Gen-Z cohorts. That’s to ...A chip or a crack in your car window is a quick way to ruin your day. When it’s time to have an auto window repaired, learn about your options and shop around to get the best price... Do keep in mind that cheap insurance may not be frugal. If you're in a car accident that totals your car and you only have the state minimums (which is just liability insurance) - you will be out precisely one car. $15,000 for injury/death to one person. $30,000 for injury/death to more than one person. $5,000 for damage to property. Insure an older vehicle and don't get comprehensive. Put your deductible at $300 instead of $200. Drive under 15km to work. Live outside of metro Vancouver. There used to be a discount for an immobilizer in you vehicle as well. Don't let anyone under 25 live in your household. true. Your car is a very small portion of your premium calculation. You may have a 2004 Camry, but you also drive 15,000 miles per year, live in Miami, and have had 2 accident in the last 5 years. Your rate's gonna be high. Reddit can be a helpful resource for auto insurance questions, personal claims experiences, and insurance company recommendations. Written by A.M. …My auto insurance with progressive is going up 11.1% in April. For ~$800/year, I have 100k/300k/100k liability coverage on a 2009 toyota corolla and a 2023 toyota rav4 hybrid. …Six months after the accident, the other driver’s insurance company sent me a letter stating the following: “Your insurance company, [*****], has informed us your liability coverage policy limits are not sufficient to pay for damages caused to our insured as a result of this loss. Our insured’s damages as a result of this loss are $7,529.81.When comparing State Farm (who I'm with) and Geico (who he is with), Geico comes out significantly cheaper, but my concern is WHY. I've heard horror stories about Geico when it comes time to file a claim, but not sure if that's the usual or certain people. For a 50/100 liability coverage at Geico, we're looking at about $1,010/6-month term for ...Hello, I understand that as a new driver my insurance is gonna be high but i’ve now been quoted $1200, $800, $530. That is insanely high, when I thought of high price I thought maybe $300 tops but you would think I was insuring a Mercedes. The car I was trying to insure is a 2020 Honda Fit Sport. I honestly am very upset because Ive searched ...And they said the company expects rates to climb 5% to 6% per policy year going forward. However, in 2017, our fictitious cat cost an average of $52 per month to insure. In 2021, establishing ...

Insurance on a business vehicle will always be higher because it is assumed the vehicle will be on the road more than a personal vehicle, and it is assumed it will be driven by numerous employees. We used our personal insurance company to open up a second policy for the business. 2. kenworthhaulinglogs.

Michigan insurance can be such a pain and major companies suck at quoting it and not jacking it up 6 months later so I suggest getting an insurance broker to look for you. Currently I have Citizens Insurance, I used to have Auto-owners until i got a new car and rates went up, Allstate has always been overpriced, and Geico/Progressive have ...No such thing. If you’re a male and under 25, Belairdirect has the best rates. I’m with intact and it’s decent, but it depends on the type of car, your expected usage, where you live, and your driving history so just call around for quotes and see what you get ! Look into CAA MyPace.This insurance subreddit is for consumers wanting their questions answered about insurance (quicker than a bigger sub where you have to wait to trend to be noticed), and P&C and L&H agents/brokers wanting to answer consumers' questions while sharing useful content in addition to asking and answering agents questions about the business.Car Insurance with KiaBoyz? : r/kia.     Go to kia. r/kia. r/kia. *Enough is enough! Anymore spamming of other peoples post downgrading kia either about "kia boyz" immobilizers, engine failure, or car fires will result in a 30 day ban, and a subsequent violation will result in a permanent ban. The Official Subreddit For Kia Motors ...If you think that scandalous, mean-spirited or downright bizarre final wills are only things you see in crazy movies, then think again. It turns out that real people who want to ma...As someone who worked in the insurance industry, this is kind of a pointless question to ask, since there’s so many factors in calculating your rate. Age, area, insurance history, payment history, accident history, history of violations, type of vehicle, type of use for the vehicle, the additional coverages you’ve requested or are baked into your default …Kia soul 2020 My car insurance per year over $1,200 one year later over $1,600. I called to other insurance company More expensive. No claims, same insurance for financed car. Insurance companies are now catching up increasing every six month. They want to recoup the millions of dollars paid of claims for KIA cars. THANK YOU, KIA MANUFACTUER. 5.Auto Insurance Increased 28% from 2021 to 2022. Recently received my bill from Geico and noticed it was higher than normal. There is a 28% increase year over year from February 2021 to February 2022. I called and the representative could not find a reason for the increase. They told me it is likely inflation and price increases for auto parts.I work in insurance because I need the job, and I wholeheartedly agree with your sentiment, especially with respect to medical insurance. Edit: I snapped my left arm …I recently moved to a large city for work and I am scared shitless of how my insurance premiums are gonna skyrocket (likely by $100-$200+ per month) if I change my insurance address to the new one. As of now, my car insurance address is registered as my parents' house in a smaller city with cheaper insurance rates.

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Costco insurance program is the cheapest for sure, they go through American Family Insurance. I’m paying under $90/month for max coverage on a newer sports car with a $1000 deductible. Includes towing and rental car as well. Their price was half of every other company. Reply reply. Please take the insurance shopping process seriously and don’t just buy the “cheapest” one. There are some bad insurance agents out there who will hand you the cheapest policy when for $10-20 more per month they can hook you up with one astronomically better for you. Get quotes from all the main insurers. Geico, Progressive, Allstate, etc. I’m 24 and had State Farm. I switched to Geico and am paying significantly less than I was. You might wanna get a rate from them first. Okay just put a call into Geico and got liability for 67.00 per month for both of us. Some others to consider as well: All State, Geico, State Farm. Your best bet is to talk to an insurance professional. It may seem more expensive, but in the end if the person/team works for a reputable company you should be getting the right coverage. Of course the more you know the better off you'll be in the end. So I'm not familiar with how the compare in other states but that doesn't accurate. Geico is usually comparable to the major insurers like State Farm and Allstate. Make sure you run mid level coverage for liability and I recommend lowering the comp …I just got the offer from Progressive for $1523 over 6 months for my 2 vehicles if paid in monthly installments, but the pay in full offer is $1190. That is a $333 difference, which is a ~22% discount. In other terms, by paying in monthly installments, I would effectively be paying 22% interest over 6 months. edit: not accurate, but really it's ...It may be more now, but it helps to build up good insurance history which works to lower rates, and it also separates liability so an accident/ticket for the young driver won't affect EVERYONE on the policy, or vice-versa. Don't just go for the minimums unless absolutely necessary. Insurance is a legal requirement, but it's also there to ...Find out how to get the cheapest auto insurance by choosing the right type of insurance and getting great discounts inside. Taking advantage of discounts, paying your bill on time,... ….

I pay 60 for minimum on one car and 90 for full coverage on another. If you can’t find and or afford car insurance you prob shouldn’t try to budget a car. Your car will break, get a …It may be more now, but it helps to build up good insurance history which works to lower rates, and it also separates liability so an accident/ticket for the young driver won't affect EVERYONE on the policy, or vice-versa. Don't just go for the minimums unless absolutely necessary. Insurance is a legal requirement, but it's also there to ...The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States. Compare GEICO, Nationwide, Liberty Mutual and Allstate (+100 other companies) to find the best auto insurance quote for you.To create our ratings, we surveyed 40,251 CR members in the summer of 2022 about their car insurance. They provided us with 47,713 reports on their experiences with the car insurance companies ...Auto Insurance (Progressive) Auto Insurance. Hi All, I recently made the move to purchase auto insurance through Progressive. I’m a 19 year old, and this is my first time … Personal Injury Protection (PIP) is often required by law in your state, unless there's a waiver that's allowed. Medical Payments is the optional type of this coverage. PIP also includes rehab expenses, limited coverage for disability to pay someone to do household chores, etc. PIP also covers your passengers if they are injured regardless of ... Auto Insurance Increased 28% from 2021 to 2022. Recently received my bill from Geico and noticed it was higher than normal. There is a 28% increase year over year from February 2021 to February 2022. I called and the representative could not find a reason for the increase. They told me it is likely inflation and price increases for auto parts.4 Nov 2023 ... If you are in an accident and you can't drive your car your will want that coverage. Even if it's not your fault, it can sometimes take a few ... Reddit auto insurance, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]